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Terms of service

Terms of Service

TERMS OF SERVICE FOR LendingPatternsLite.com

PLEASE READ ALL OF THE FOLLOWING TERMS AND CONDITIONS OF SERVICE FOR THIS WEBSITE (“Terms of Service”) BEFORE USING LendingPatternsLite.com. By continuing to access, link to, or use this site, or any service on this site, you signify YOUR ACCEPTANCE OF THE Terms of Service. CLC Compliance Technologies, Inc. (“ComplianceTech”) reserves the right to amend, remove, or add to the Terms of Service at any time. Such modifications shall be effective immediately. Accordingly, please continue to review the Terms of Service whenever accessing, linking to, or using this site. Your access, link to, or use of the site, or any service on this site now or after the posting of modifications to the Terms of Service will constitute YOUR ACCEPTANCE of the Terms of Service today or as modified later. If, at any time, you do not wish to accept the Terms of Service, you may no longer access, link to, or use the site. Any terms and conditions proposed by you which are in addition to or which conflict with the Terms of Service are expressly rejected by ComplianceTech and shall be of no force or effect.

1. User Consent to the Terms of Service.
You represent that you have read and agree to be bound by the Terms of Service.

2. Intellectual Property.
This website, LendingPatternsLite.com, including but not limited to text, content, photographs, video, audio and graphics, and goods (the “Service”), is protected by copyrights, trademarks, service marks, international treaties, and/or other proprietary rights and laws of the U.S. and other countries. The Service is also protected as a collective work or compilation under U.S. copyright and other laws and treaties. All features, content, organization, arrangement and other elements making up the Service are also copyrighted works even though the data may be public. You agree to abide by all applicable copyright and other laws, as well as any additional copyright notices or restrictions contained in the Service. You acknowledge that the Service has been developed, compiled, prepared, revised, selected, and arranged by ComplianceTech and its respective affiliates (collectively “ComplianceTech”) and others (including certain other information sources) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort, and money and constitutes valuable intellectual property of ComplianceTech and such others. You agree to protect the proprietary rights of ComplianceTech and all others having rights in the Service during and after the term of this agreement and to comply with all reasonable written requests made by ComplianceTech or its suppliers and licensors of content, equipment, or otherwise (“Suppliers”) to protect their and others’ contractual, statutory, and common law rights in the Service. You agree to notify ComplianceTech in writing promptly upon becoming aware of any unauthorized access or use of the Service by any individual or entity or of any claim that the Service infringes upon any copyright, trademark, or other contractual, statutory, or common law rights. All present and future rights in and to trade secrets, patents, copyrights, trademarks, service marks, know-how, and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to the Service (the “Intellectual Property Rights”) shall, as between you and ComplianceTech, at all times be and remain the sole and exclusive property of ComplianceTech. All present and future rights in and title to the Service (including the right to exploit the Service and any portions of the Service over any present or future technology) are reserved to ComplianceTech for its exclusive use. Except as specifically permitted by the Terms of Service, you may not copy or make any use of the Service or any portion thereof. Except as specifically permitted herein, you shall not use the Intellectual Property Rights or the Service, or the names of any individual participant in, or contributor to, the Service, or any variations or derivatives thereof, for any purpose, without ComplianceTech’s prior written approval.

3. Restrictions on Use.
You may not use the Service for any illegal purpose, for the facilitation of the violation of any law or regulation, or in any manner inconsistent with the Terms of Service. You agree to use the Service solely for research and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity to obtain a fee or payment. You agree not to use, transfer, distribute, or dispose of any information contained in the Service in any manner that could compete with the business of ComplianceTech or any of its related services or products. You may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to, create derivative works from, transmit, or in any way exploit any part of the Service, except that you may download publicly sourced data summarized by ComplianceTech from the Service and/or print data displays or lists for your own personal or institutional research use, provided that you retain all copyright and other proprietary notices in the form of “Source: ComplianceTech derived from HMDA.” You may recirculate, redistribute or publish the analysis and on-screen presentation included in the Service. You may not offer any part of the Service for sale or distribute it over any other medium including but not limited to over-the-air television or radio broadcast, a computer network or hyperlink framing on the internet without the prior written consent of ComplianceTech. The Service and the information contained therein may not be used to construct a database of any kind. Nor may the Service be stored (in its entirety or in any part) in databases for access by you or any third party or to distribute any database Services containing all or part of the Service. You may not use the Service in any way to improve the quality of any data sold or contributed by you to any third party.
You may not input, distribute, upload, post, email, transmit or otherwise make available any content through the Service that: (i) is promotional in nature, including solicitations for funds or business, without the prior written authorization of ComplianceTech, or constitutes junk mail, spam, chain letters, pyramid schemes or the like; (ii) is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable; (iii) infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party; (iv) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware, or telecommunications equipment; (v) is harmful to minors; or (vi) constitutes the personally identifiable information of any other person that such person has not authorized you to disclose.

You may not use any of the trademarks, trade names, service marks, copyrights, or logos of ComplianceTech in any manner which creates the impression that such items belong to or are associated with you or are used with ComplianceTech’s consent, and you acknowledge that you have no ownership rights in and to any of such items.
You may neither interfere with nor attempt to interfere with nor otherwise disrupt the proper working of the Service, any activities conducted on or through the Service or any servers or networks connected to the Service. You may neither obtain nor attempt to obtain through any means any materials or information on the Service that have not been intentionally made publicly available either by public display on the Service or through accessibility by a visible link on the Service. You shall not violate the security of the Service or attempt to gain unauthorized access to the Service, data, materials, information, computer systems or networks connected to any server associated with the Service, through hacking, password timing or any other means. You may neither take nor attempt any action that, in the sole discretion of ComplianceTech, imposes or may impose an unreasonable or disproportionately large load or burden on the Service or the infrastructure of the Service. You shall not use or attempt to use any “scraper,” “robot,” “bot,” “spider,” “data mining,” “computer code,” or any other automated device, program, tool, algorithm, process or methodology to access, acquire, copy, or monitor any portion of the Service, any data or content found on or accessed through the Service, or any other Service information without the prior express written consent of ComplianceTech. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any other content.

4. License.
You acquire absolutely no rights or licenses in or to the Service and materials contained within the Service other than the limited right to utilize the Service in accordance with the Terms of Service. Should you choose to download content from the Service, you must do so in accordance with the Terms of Service. Such download is licensed to you by ComplianceTech ONLY for your own personal or institutional research in accordance with the Terms of Service and does not transfer any other rights to you.

5. Fees and Payments.
This Service is provided free to the public and there are no current plans to ever charge a fee. However, ComplianceTech reserves the right at any time after providing 180 days’ notice to registered users to charge fees on a prospective basis for access to aspects or features of the Service in part or the Service as a whole. If at any time ComplianceTech requires a fee for portions of the Service or the Service as a whole, ComplianceTech will require you to confirm your registration and create a subscription.

6. Registration and Account Creation.
As part of the registration process necessary to obtain access to certain portions of the Service, you will select a username and a password. You will provide ComplianceTech with certain registration information, all of which must be accurate, truthful, and updated. You shall not: (i) select a username already used by another person; (ii) use a username in which another person has rights without such person’s authorization; or (iii) use a username or password that ComplianceTech, in its sole discretion, deems offensive or inappropriate. ComplianceTech reserves the right to deny creation of your account based on ComplianceTech’s inability to verify the authenticity of your registration information. You shall be solely responsible for maintaining the confidentiality of your password. You shall immediately notify ComplianceTech by submitting and email to support@complianceTech.com regarding any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password or credit card information. You are fully responsible for all usage and activity on your account, including, but not limited to, use of the account by any third party authorized by you to use your username and password. If the computer system on which you accessed the Service is sold or transferred to another party, you warrant and represent that you will delete all cookies and software files obtained by or through use of the Service. ComplianceTech reserves the right to terminate your account, in its sole discretion, at any time without notice. You may terminate your account at any time by emailing support@complianceTech.com and putting “Request to Terminate” in the subject line. Upon termination, you will receive a confirmation via e-mail that the request was received, and your account will be terminated within thirty (30) calendar days. You agree to maintain only one account with the Service at any time and certify that you currently have no other account(s) with the Service.

7. Disclaimer and Limitation of Liability.
(i) YOU AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK AND ACKNOWLEDGE THAT THE SERVICE AND ANYTHING CONTAINED WITHIN THE SERVICE, INCLUDING, BUT NOT LIMITED TO, CONTENT, SERVICES, GOODS, OR ADVERTISEMENTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” AND THAT COMPLIANCETECH MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE SERVICE, INCLUDING, BUT NOT LIMITED TO, MERCHANTABILITY, NON-INFRINGEMENT, TITLE, OR FITNESS FOR A PARTICULAR PURPOSE OR USE.
(ii) ComplianceTech does not warrant that the Service is compatible with your equipment or that the Service, or e-mail sent by ComplianceTech or its representative, is free of errors or viruses, worms or “Trojan horses,” or any other harmful, invasive, or corrupted files, and is not liable for any damage you may suffer as a result of such destructive features. You agree that ComplianceTech and its Suppliers, agents, directors, officers, employees, representatives, successors, and assigns shall have no responsibility or liability for: (i) any injury or damages, whether caused by the negligence of ComplianceTech, its parent, or their respective affiliates, Suppliers, agents, directors, officers, employees, representatives, general partner, subsidiaries, successors, and assigns, or otherwise arising in connection with the Service and shall not be liable for any lost profits, losses, punitive, incidental or consequential damages, or any claim against ComplianceTech by any other party; or (ii) any fault, inaccuracy, omission, delay, or any other failure in the Service caused by your computer equipment or arising from your use of the Service on such equipment. The content of other Websites, services, goods, or advertisements that may be linked to the Service is not maintained or controlled by ComplianceTech. ComplianceTech is therefore not responsible for the availability, content, or accuracy of other Websites, services, or goods that may be linked to, or advertised on, the Service. ComplianceTech does not: (a) make any warranty, express or implied, with respect to the use of the links provided on, or to, the Service; (b) guarantee the accuracy, completeness, usefulness or adequacy of any other Websites, services, goods, or advertisements that may be linked to the Service; or (c) make any endorsement, express or implied, of any other Websites, services, goods, or advertisements that may be linked to the Service. ComplianceTech is also not responsible for the reliability or continued availability of the telephone lines, wireless services, communications media, and equipment you use to access the Service. You understand that ComplianceTech and/or third-party contributors to the Service may choose at any time to inhibit or prohibit their content from being accessed under the Terms of Service.
(iii) You acknowledge that: (i) the Service is provided for research purposes only and is not intended to be relied upon for business decision-making; (ii) the Service may include certain information taken from public databases made available by the government; (iii) ComplianceTech does not guarantee the sequence, accuracy, completeness, or timeliness of the data in the Service; (iv) the provision of certain parts of the Service is subject to the terms and conditions of other agreements to which ComplianceTech is a party; (v) none of the information contained on this site constitutes an opinion, or recommendation by ComplianceTech to use one lender over another or to suggest one lender treats its customers better than another; and (vi) the information provided on this site is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation. Accordingly, anything to the contrary herein set forth notwithstanding, ComplianceTech, its Suppliers, agents, directors, officers, employees, representatives, successors, and assigns shall not, directly or indirectly, be liable, in any way, to you or any other person for any: (a) inaccuracies or errors in or omissions from the Service including, but not limited to, ratios, frequencies, counts, totals and other lender financial data; (b) delays, errors, or interruptions in the transmission or delivery of the Service; or (c) loss or damage arising therefrom or occasioned thereby, or by any reason of nonperformance.
(iv) UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL COMPLIANCETECH, ITS SUPPLIERS, AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES, SUCCESSORS, OR ASSIGNS BE LIABLE TO YOU FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES EVEN IF COMPLIANCETECH HAS BEEN ADVISED SPECIFICALLY OF THE POSSIBILITY OF SUCH DAMAGES, ARISING FROM USE OF OR INABILITY TO USE THE SERVICE OR ANY LINKS OR ITEMS ON THE SERVICE OR ANY PROVISION OF THE TERMS OF SERVICE, SUCH AS, BUT NOT LIMITED TO, LOSS OF REVENUE OR ANTICIPATED PROFITS OR LOST BUSINESS. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN NO EVENT SHALL COMPLIANCETECH’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING BUT NOT LIMITED TO, NEGLIGENCE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

8. Your Authority to Agree to this Terms of Service.
You represent, warrant and covenant that: (i) you have the power and authority to enter into this agreement; (ii) you are employed by a company or institution that regularly studies or researches the mortgage lending industry, the residential housing finance industry, economic analysis, or community development and (iii) neither you nor your employer is a direct or indirect competitor of ComplianceTech.

9. Indemnification.
You agree, at your own expense, to indemnify, defend and hold harmless ComplianceTech, its Suppliers, agents, directors, officers, employees, representatives, successors, and assigns from and against any and all claims, damages, liabilities, costs, and expenses, including reasonable attorneys’ and experts’ fees, arising out of or in connection with the Service, or any links on the Service, including, but not limited to: (i) your use or someone using your computer’s use of the Service; (ii) use by someone using your account; (iii) a violation of the Terms of Service by you or anyone using your computer (or account, where applicable); (iv) a claim that any use of the Service by you or someone using your computer (or account, where applicable) infringes any intellectual property right of any third party, or any right of privacy or publicity, is libelous or defamatory, or otherwise results in injury or damage to any third party; (v) any deletions, additions, insertions or alterations to, or any unauthorized use of, the Service by you or someone using your computer (or account, where applicable); (vi) any misrepresentation or breach of representation or warranty made by you contained herein; or (vii) any breach of any covenant or agreement to be performed by you hereunder. You agree to pay any and all costs, damages, and expenses, including, but not limited to, reasonable attorneys’ fees and costs awarded against or otherwise incurred by or in connection with or arising from any such claim, suit, action, or proceeding attributable to any such claim. ComplianceTech reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with ComplianceTech in asserting any available defense. You acknowledge and agree to pay ComplianceTech’s reasonable attorneys’ fees incurred in connection with any and all lawsuits brought against you by ComplianceTech under the Terms of Service and any other terms and conditions of service on this site, including without limitation, lawsuits arising from your failure to indemnify ComplianceTech pursuant to the Terms of Service.

10. Termination.
(a) You may terminate the Terms of Service, with or without cause and at any time, by discontinuing your use of the Service and destroying all materials obtained from the Service. (b) You agree that, without notice, ComplianceTech may terminate the Terms of Service, or suspend your access to the Service, with or without cause at any time and effective immediately. The Terms of Service will terminate immediately without notice from ComplianceTech if you, in ComplianceTech’s sole discretion, fail to comply with any provision of the Terms of Service. (c) ComplianceTech shall not be liable to you or any third party for the termination or suspension of the Service, or any claims related to the termination or suspension of the Service. Upon termination of the Terms of Service by you or ComplianceTech, you must discontinue your use of the Service and destroy promptly all materials obtained from the Service and any copies thereof.

11. Governing Law.
The Terms of Service shall be governed and construed in accordance with the laws of the United States and the Commonwealth of Virginia, without giving effect to conflicts-of-law principles thereof. You agree to submit to the personal jurisdiction of the state and federal courts located in Fairfax County in the Commonwealth of Virginia with respect to any legal proceedings that may arise in connection with the Service or from a dispute as to the interpretation or breach of the Terms of Service.

12. United States Export Control & Foreign Assets Control Regulations.
ComplianceTech does not represent that materials in the Service are appropriate or available for use in any particular location. Those who choose to access the Service do so on their own initiative and are responsible for compliance with all applicable laws. Software from the Service is subject to U.S. export controls. By downloading content or using the Service, you represent and warrant that you are not (a) located in or a national or resident of any country that is subject to U.S. trade sanctions, or (b) on any U.S. Prohibited Party List or acting on behalf of any person or entity on any such list.

13. Miscellaneous.
You accept that ComplianceTech has the right to change the content or technical specifications of any aspect of the Service at any time in ComplianceTech’s sole discretion. You further accept that such changes may result in your being unable to access the Service. The failure of ComplianceTech to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. Sections 2 through 9, 10(c), and 11 through 17 shall survive any termination of the Terms of Service.

14. Headings.
The section titles in the Terms of Service are used solely for the convenience of you and ComplianceTech and have no legal or contractual significance.

15. Severability. If any provision of the Terms of Service is found invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of the Terms of Service will remain in force.

16. Entire Agreement. The Terms of Service and any other terms and conditions of service on this site, and its successor, constitute the entire agreement between you and ComplianceTech and govern your use of the Service.

17. Inquires or questions regarding this site
Please send all inquiries to the following location:
support@ComplianceTech.com
or
ComplianceTech
Attn: Legal Department
2010 Corporate Ridge, Suite 820
McLean, VA 22102

Privacy Policy

Privacy Policy

LendingPatterns Lite™ Privacy Policy
April 30, 2018

ComplianceTech respects the privacy rights of our users and is strongly committed to protecting your privacy. This Privacy Policy applies to this Website, any newsletters, podcasts, videos or blogs subscribed to or registered for this Website and; information collected and provided to ComplianceTech when you subscribe or register at third-party websites. This Privacy Policy does not apply to any other products or services or to information collected in any other way (whether offline or online) by ComplianceTech, unless expressly indicated by ComplianceTech (such as by including a link to this Privacy Policy on other ComplianceTech websites or on ComplianceTech mobile applications).

Collection and Use of Personal Information
ComplianceTech or a designated service provider collects personal information that you voluntarily provide on this Website, on third-party websites and applications in connection with your LendingPatterns Lite registration or subscription, which may include contact information such as your full name, address, e-mail address, mailing address, phone number, etc. For example, ComplianceTech or a designated service provider collects personal information when you register on this Website, request certain ComplianceTech services or products, or submit the information to enter a marketing promotion.
This information is used to provide you your requested service or product, to communicate with you, and enforce any terms of service or agreement related to this Website. ComplianceTech may use your personal information to provide you with information, ComplianceTech products, LendingPatterns Lite updates, special offers, and promotions through various means including e-mail. You may instruct ComplianceTech at any time not to use your personal information covered by this Privacy Policy by emailing support@ComplianceTech.com. Please also note that this opt-out process may take some time to complete, consistent with applicable law.

Use of Cookies and Other Electronic Tools
ComplianceTech and the parties with whom we work may place, view, and/or use “cookies”, Web server logs, Web beacons, or other electronic tools to collect statistical and other information about your use of this Website and other websites. This information may include information about the IP address of your computer, browser type, language, operating system, your mobile device, geo-location data, the state or country from which you accessed this Website, the Web pages visited, the date and the time of a visit, the websites you visited immediately before and after visiting this Website, the number of links you click within this Website, the functions you use on this Website, the databases you view and the searches you request on this Website, the data you download from this Website and the number of times you view an advertisement.

ComplianceTech and the parties with whom we work may use the information collected for various reasons, either on behalf of ComplianceTech or for the other parties’ own purposes, including research, analysis, to better serve visitors to this Website (such as by enabling log-in, providing access to certain sections of this Website, providing customized content, or presenting online advertising on this Website or other websites tailored to your interests as described further below), to compile aggregate and anonymous information about usage of this Website and other websites, other statistics, etc. However, if you have deleted and disabled cookies, these uses will not be possible to the extent they are based on cookie information.

To assist us with the uses described in this Privacy Policy, information collected about your use of this Website or other websites may be combined with personal or other information about you from other online or offline sources. If you prefer that we not combine non-personal information that has been collected, through cookies, about your use of this Website or other websites with personal or other information about you, then please delete and disable cookies for each browser, on each computer you use to surf the Web. Every user has the prerogative to disable cookies or to disable geo-location from their computer or device’s browser. However, if you disable cookies or refuse to accept a request to place a cookie, it is possible that some parts of this Website, such as the polls, surveys, contests, and product sales, and certain areas of the Website for which you need to log in, will not function properly, and the advertising you receive when you visit this Website may not be advertisements tailored to your interests.

Advertisements
ComplianceTech, its designated service providers, or third-party advertisers or their advertising servers may also place or recognize unique cookies on your computer or use other electronic tools in order to help display advertisements that you see on this Website or on other websites. Information about your visits to, and activity on, this Website and other websites, an IP address, the number of times you have viewed an advertisement, and other such usage information is used, alone or in combination with other information, to display on your device screen advertisements that may be of particular interest to you. We may use Web beacons, provided by third-party advertising companies, to help manage and optimize our online advertising and product performance. Web beacons enable us to recognize a browser’s cookie when a browser visits this Website, and to learn which banner ads attract users to this Website. The use and collection of your information by these third-party service providers, and third-party advertisers and their advertising servers is not covered by this Privacy Policy.
ComplianceTech’s designated service providers assist ComplianceTech with advertisement display functions and related analytics for this Website. Note that even if you exercise choice for targeted advertising, you will still receive online advertising.

Disclosure of Personal Information and Other Information
ComplianceTech may share your personal and other information with our affiliates (including affiliated websites under common ownership or control) and designated service providers. ComplianceTech may share with other third parties information about our Website users, such as your use of this Website or other websites, and the services provided on this Website or other websites, but only on an anonymous and aggregate basis. ComplianceTech may also share your personal information with a sponsor or other third party (“Third-Party Provider”) that provides you with special offers or promotions that may be of interest to you. You may instruct ComplianceTech at any time not to share your personal information covered by this Privacy Policy with such Third-Party Providers by emailing support@ComplianceTech.com. Please note that (i) this opt-out process may take some time to complete, consistent with applicable law; and (ii) even after such opt-out process is completed, your personal and other information may continue to be shared with our affiliates (including affiliated websites under common ownership or control) and designated service providers.

If you participate in certain features of this Website (e.g., sharing news stories of interest), please note that any information you or others voluntarily disclose through use of these features, becomes available to the public and/or other users whom you have designated. If you choose to provide access to designated individuals, please be aware that any information you post will be visible to such individuals for their use. ComplianceTech is not responsible for the information that you or others choose to disclose publicly on this Website, and neither ComplianceTech’s nor others’ use of such information is subject to this Privacy Policy.

ComplianceTech may also disclose your personal and other information to unaffiliated third parties if we believe in good faith that such disclosure is necessary: (a) to comply with the law or in response to a subpoena, court order, or other legal process; (b) to protect the interests, rights, safety, or property of ComplianceTech or others; (c) to enforce any terms of service on this Website; (d) to provide you and other users of this Website with the services or products requested by you and/or the other users (including allowing a purchaser of ComplianceTech or a ComplianceTech division to continue to serve you), and to perform other activities related to such services and products, including billing and collection; (e) to provide you with special offers or promotions from ComplianceTech that may be of interest to you; or (f) to operate ComplianceTech’s systems properly. The collection, further use, and/or disclosure of your information by Third-Party Providers or by other third parties is not the responsibility of ComplianceTech. Rather, such collection, use, and/or disclosure is governed by the third parties’ privacy policies.

Accuracy and Security of Personal Information
Any personal information you provide to ComplianceTech is kept on secure servers. ComplianceTech uses reasonable administrative, technical, personnel, and physical measures (a) to safeguard personal information against loss, theft, unauthorized use, disclosure, or modification; and (b) to ensure the integrity of the personal information. To help us protect your privacy, you should maintain the secrecy of the logon ID and password you may have set up in connection with your participation in this Website’s service.

Accessing and Updating Your Personal Information
To access, review, rectify, or delete your personal information covered by this Privacy Policy, please contact us by emailing support@ComplianceTech.com. While ComplianceTech will make reasonable efforts to accommodate your request, we also reserve the right to impose certain restrictions and requirements on such access requests, if allowed or required by applicable laws.

Links To Third-Party Websites
ComplianceTech may provide links to third-party websites, including social networking websites. Since we do not control third-party sites and are not responsible for any information you may provide while on such sites, we encourage you to read the privacy policies on those websites before providing any of your information on such sites.

Questions Regarding This Privacy Policy
If you have questions regarding this Privacy Policy, please contact us by emailing support@ComplianceTech.com. Please include “Privacy” in the Subject line of your inquiry.
Your California Privacy Rights
If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by ComplianceTech to its affiliates and/or third parties for their direct marketing purposes. To make such a request, please send an email with your first name, last name, mailing address, email address and telephone number to support@ComplianceTech.com. Please include “California Privacy Rights” in the Subject line of your email.
You may also make such a request by writing to us at:

ComplianceTech Attn: Privacy Officer 2010 Corporate Ridge. Suite 820 McLean, VA 22102
Modifications To This Privacy Policy
ComplianceTech reserves the right to change this Privacy Policy at any time by posting revisions on this Web page. Such changes will be effective upon posting.

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